IndusInd Credit Card
IndusInd Bank extends a variety of credit cards, each offering a diverse array of advantages. You have the option to select from credit cards tailored to suit your preferences, including those that offer perks related to travel, fuel, and dining.
Top IndusInd Bank Credit Cards in India for 2023
- IndusInd Bank Platinum Card
- IndusInd Bank Signature Legend Credit Card
- IndusInd Bank Signature Credit Card
- IndusInd Bank Duo Card
- IndusInd Bank Crest Credit Card
- IndusInd Bank Pioneer Heritage Credit Card
- IndusInd Bank Pioneer Legacy Credit Card
IndusInd Bank's credit cards are meticulously designed to deliver an exceptional credit card experience. Within the extensive selection of credit cards available from IndusInd Bank, you can select the one that aligns perfectly with your requirements. The common allure of all these cards lies in the premium privileges and lifestyle benefits they provide.
Characteristics and Advantages of IndusInd Bank Credit Cards
IndusInd Bank Platinum Card
Key Highlights: The IndusInd Platinum Credit Card is the optimal choice for individuals in search of substantial reward points, lifestyle enhancements, and travel perks. This card offers a diverse array of features and benefits tailored to complement your unique lifestyle.
Joining Fee: NIL (applicable only when applying through BankBazaar.com). For others, the fee is Rs. 3,000.
Renewal Fee: NIL
Features and Benefits:
- Earn instant reward points with every card transaction.
- Access complimentary golf lessons provided by certified instructors at select golf clubs in India.
- Enjoy pre-trip assistance, exclusive booking privileges, hotel reservations, and other concierge services.
- Benefit from insurance coverage against unauthorized transactions and fraud.
- Avail a 1% fuel surcharge waiver at all petrol stations nationwide.
- Rewards Redemption Options: Redeem your accumulated points for various rewards, including stay vouchers from Oberoi Hotels & Resorts, Genesis Luxury Vouchers, cash credits, Airline Miles with partner airlines, and products from IndusMoments.
Ideal for: Individuals seeking top-tier lifestyle privileges with their credit cards.
IndusInd Bank Signature Legend Credit Card
Key Highlights: Elevate your credit card experience with the secure convenience of a contactless card featuring the Visa payWave technology. Enjoy an elegant golfing experience at premier courses nationwide while indulging in a plethora of lifestyle and travel benefits.
Joining Fee: Rs. 5,000
Renewal Fee: NIL
Features and Benefits:
- Earn 1 reward point for every Rs.100 spent on weekdays and 2 reward points for every Rs.100 spent on weekends.
- Unlock a 'Buy one, get one free' movie ticket offer from BookMyShow every month with the IndusInd Signature Legend Credit Card.
- Access a range of on-road services, including emergency towing, battery assistance, flat tire support, accident management, and repair services.
- Enjoy complimentary membership to the Priority Pass Program, granting you access to over 600 airport lounges worldwide.
- Partake in complimentary rounds of golf and exclusive lessons hosted at prestigious golf clubs across the country.
- Exclusive complimentary golf games and expert instruction at top-notch golf clubs in the nation.
- Rewards Redemption Options: Redeem your accumulated reward points for Indus Moments gift vouchers, Airline Miles, and cash credits.
Ideal for: Individuals seeking premium lifestyle privileges with their credit card.
IndusInd Signature Visa Credit Card
Key Highlights: The IndusInd Bank Signature Credit Card offers an array of privileges and allows you to accrue reward points with your spending.
Features and Benefits:
- Earn 1.5 reward points for every Rs.100 spent.
- Enjoy a 1% fuel surcharge waiver when refueling at any pump in India.
- Gain access to more than 600 VIP lounges worldwide.
IndusInd Duo Card - India's First Debit-Cum-Credit Card
Key Highlights: The innovative IndusInd Bank Duo Card is equipped with both magnetic stripes and two EMV Chips. With this card in your possession, you can effortlessly tap into its versatility, liberty, and convenience.
Features and Benefits:
- Earn 1 reward point for every Rs.150 spent.
- Enjoy the opportunity to receive up to Rs.3,000 worth of movie tickets annually.
IndusInd Crest Credit Card
Key Highlights: The IndusInd Bank Crest Credit Card is meticulously designed to allow you to earn reward points on both your domestic and international expenditures.
Features and Benefits:
- Receive 1 reward point for every Rs.100 spent on domestic purchases.
- Earn a generous 2.5 reward points for every Rs.100 spent on international transactions.
IndusInd Pioneer Heritage Credit Card
Key Highlights: This card sets a new standard for privilege, luxury, convenience, and rewards.
Features and Benefits:
- Earn 2.5 reward points for every Rs.100 spent on international transactions using the IndusInd Pioneer Heritage Credit Card.
- Receive 1 reward point for every Rs.100 spent on domestic transactions.
- Enjoy exclusive access to premier golf courses throughout India.
IndusInd Pioneer Legacy Credit Card
Key Highlights: The IndusInd Pioneer Legacy Credit Card expedites your reward accumulation and offers convenient redemption options.
Features and Benefits:
- Earn 2 reward points for every Rs.100 spent on weekends.
- Enjoy quicker payments at stores with the contactless payment service.
IndusInd Iconia Amex Credit Card
Key Highlights: The IndusInd Iconia Amex Credit Card offers exclusive benefits in various lifestyle and rewards categories.
Features and Benefits:
- Enjoy a fuel surcharge waiver.
- Earn 2 reward points for every Rs.100 spent on weekends.
- Receive complimentary access to Amex-partnered airport lounges.
IndusInd Indulge Credit Card
Key Highlights: The Indulge Credit Card offers a unique feature of no set spending limit and is the sole credit card in India adorned with a 22-karat gold inlay.
Features and Benefits:
- Earn 1.5 reward points for every Rs.100 spent.
- Maximize your credit card experience with an extensive golf program.
IndusInd Celestia Credit Card
Key Highlights: The Celestia Credit Card extends a diverse array of advantages, boasting an all-encompassing rewards program and exclusive access to an array of dining perks and travel discounts.
Features and Benefits:
- Earn 3 reward points for every Rs.100 spent on international transactions with the card.
- On domestic purchases, accrue 1 reward point for every Rs.100 spent using the card.
IndusInd Pinnacle Credit Card
Key Highlights: The Pinnacle Credit Card, a blend of rewards and lifestyle, offers a host of lifestyle perks, including a golf program and enhanced reward points.
Features and Benefits:
- Earn 2.5 reward points for every Rs.100 spent on E-commerce purchases.
- Enjoy access to exclusive golf courses across India through a comprehensive golf program.
- Benefit from a 1% fuel surcharge waiver.
IndusInd Nexxt Credit Card
Key Highlights: The Nexxt Credit Card employs interactive technology, enabling cardholders to seamlessly switch between payment options during transactions.
Features and Benefits:
- Offers flexible payment options, including credit card, reward points, or EMI.
- Earn 1 reward point for every Rs.150 spent using the card.
- Enjoy a 1% fuel surcharge waiver.
IndusInd Platinum Select Credit Card
Key Highlights: The Platinum Select Credit Card offers premium advantages and privileges spanning various categories, including travel, dining, and lifestyle.
Features and Benefits:
- Earn 1 reward point for every Rs.150 spent.
- Benefit from extensive insurance coverage.
IndusInd Platinum Master Credit Card
Key Highlights: IndusInd introduces the Platinum Master Credit Card, which combines lifestyle and entertainment perks with an accelerated rewards program.
Features and Benefits:
- Earn 1.5 reward points for every Rs.150 spent.
- Access a diverse array of entertainment offers.
- Enjoy privileges at golf courses across the country.
IndusInd Payback Credit Card
Key Highlights: The Payback Credit Card provides cardholders with an opportunity to accumulate rewards from their transactions, which can be redeemed at their convenience.
Features and Benefits:
- Monthly bonus reward points.
- Enjoy a 1% fuel surcharge waiver.
- Earn up to 20 reward points for every Rs.100 spent using the card.
IndusInd Iconia Visa Credit Card
Key Highlights: Unlock top-tier privileges and advantages with the Iconia Visa Credit Card, spanning various categories including lifestyle and reward points.
Features and Benefits:
- Accumulate 1 reward point for every Rs.100 spent using the card.
- Enjoy a 1% fuel surcharge waiver.
IndusInd Intermiles Odyssey Visa Credit Card
Key Highlights: This credit card grants cardholders a complimentary membership to the InterMiles Program.
Features and Benefits:
- Earn 6 InterMiles for every Rs.100 spent during the weekend.
- Receive 2x InterMiles on all purchases made through InterMiles.
- Enjoy a welcome bonus of 15,000 InterMiles.
IndusInd Intermiles Odyssey Amex Credit Card
Key Highlights: This credit card includes a complimentary membership to the InterMiles Program, which can be used for purchasing flight tickets and more.
Features and Benefits:
- Accumulate 6 InterMiles for every Rs.100 spent on weekends.
- Enjoy a welcome bonus of 15,000 InterMiles.
- Access exclusive offers on dining, movies, and more.
IndusInd Platinum Aura Credit Card
Key Highlights: The IndusInd Platinum Aura Credit Card is meticulously crafted by IndusInd Bank to provide premier lifestyle benefits, along with a rapid reward point accrual.
Features and Benefits:
- Earn 4x accelerated reward points on specific merchant categories.
- Benefit from a fuel surcharge waiver.
IndusInd Intermiles Voyage Visa Credit Card
Key Highlights: The InterMiles Voyage Visa Credit Card offers cardholders complimentary access to the InterMiles program.
Features and Benefits:
- Receive 3 InterMiles for every Rs.100 spent.
- Enjoy access to the country's finest golf courses through an extensive golf program.
- Benefit from a fuel surcharge waiver.
IndusInd Iconia Credit Card
Key Highlights: The IndusInd Bank Iconia Credit Card has been meticulously crafted to deliver top-notch features and advantages across various categories, including travel, fuel, and more.
Features and Benefits:
- Earn 2 reward points for every Rs.100 spent on weekends.
- Enjoy a fuel surcharge waiver.
- Receive complimentary access to Amex-partnered airport lounges.
Eligibility Criteria for IndusInd Bank Credit Cards
The eligibility criteria for applying for IndusInd Bank credit cards can vary depending on the specific card you are interested in. However, the bank will invariably assess your credit history and your income-to-expense ratio. Generally, having a higher income and a good credit score increases the likelihood of your application being approved.
Here are some common eligibility criteria:
- Residency: You must be a resident of India.
- Age: You should be at least 18 years of age to apply.
- Credit Score: Maintaining a good credit score is essential.
- Documentation: You will be required to submit documents for address proof, identity proof, and income proof, in addition to your PAN card.
Documents Needed to Complete Your IndusInd Bank Credit Card Application
While the specific documents required can differ based on the particular credit card you're applying for, here are some common documents:
- KYC Documents: PAN card, address proof, and ID proof.
- One Passport-Sized Photograph.
- Proof of Income: This can include your salary slip or Form 16.
- Add-On Card Application Form (if applicable).
- Dispute Form (if needed).
- Auto Debit Mandate Form (if opting for automatic payments).
- Electronic Clearing Service Mandate Form (if applicable).
Please note that the bank will specify the exact set of documents needed when you apply for your desired credit card.
How to Apply for an IndusInd Bank Credit Card
To apply for an IndusInd Bank Credit Card, follow these steps:
Step 1: Click on the 'Check Eligibility' button adjacent to your chosen card.
Step 2: Respond to the inquiries to establish your eligibility for that specific card.
Step 3: Upon redirection to the IndusInd Bank credit card application page, complete the required fields and click 'Submit.'
Step 4: Subsequently, you will be prompted to upload the necessary documents. Complete this step and click 'Submit.'
Step 5: Upon successful submission of your application and documents, you will receive an application ID number. Utilize this ID to track your application's progress under 'Track Application.'